Momentum Mortgage

Get Pre-Approved in
90 Seconds

Momentum Mortgage makes the path to homeownership fast, clear, and personal. Whether you are buying, refinancing, or exploring your options, our team is ready to move with you.

Here is How We Do It

Steps Section Component

Apply in 90 Seconds

No paperwork, no pressure. Complete our quick online application and find out where you stand in under three minutes.

Get Pre-Approved

We run your file, confirm your numbers, and issue a pre-approval letter. You will know exactly what you qualify for and what it costs.

Move Forward

Shop for homes, lock your rate, and close. Our team is behind you at every step and reachable when it matters.

Find the Right Loan for You

Whether you are a first-time buyer, seasoned investor, or self-employed borrower, we have a program built for your situation.

Home Purchase

Get pre-approved fast and shop for your dream home with confidence.

Refinance

Lower your monthly payment, adjust your loan term, or tap into your equity.

VA Loans

Exclusive benefits for veterans and active-duty military.

FHA Loans

Great for first-time buyers with low down payments.

Jumbo Loans

For higher-value homes and luxury properties.

DSCR Loans

Qualify based on the investment property’s cash flow, not personal income.

Bank Statement

Perfect for self-employed individuals using deposits to qualify.

Non-QM Loans

Creative financing for self-employed or non-traditional borrowers.

Reverse Mortgages

Options for homeowners 62+ to access equity.

Why Momentum Works

We at Momentum Mortgage blend cutting-edge technology with personalized service to streamline your home loan experience. Our dedicated team ensures clarity, speed, and trust throughout every step of your mortgage journey.

Speed That is Not a Tagline

Pre-approval in 90 seconds through our app. Not a business day. Not a callback queue. Ninety seconds from your phone.

Built for Borrowers

Our app connects you to real options with real numbers. You see your actual loan path, not a rate teaser designed to get you on a call.

A Named Loan Officer

Every application routes to a licensed professional on our team. You can reach them. They know your file.

Plain Language

We explain every term and every fee before you sign anything. No surprises at the closing table.

What Our Clients Are Saying

“John and the team from Access Financial Mortgage Corp. were the most qualified, professional, and easiest to work with. They made everything a breeze for my family and me during this process. As first-time home-buyers, the process can be extremely daunting, but they were there every step to ensure we felt comfortable and well-educated about everything that was going on. They sourced the best mortgage companies, with the best rates, ESPECIALLY for VA home loans which we used to purchase. I feel at ease having used them to buy our first home, and if I'm ever in the market again in this area, I'll be sure to use John and Access FMC to do it.”

— Tyler D from Charles Town, WV

“I don't typically write reviews for products I use or services I receive but I had to make an exception here given our experience with John Clark's team. Throughout the home refinance process, John Clark's team consistently proved to be extremely professional, knowledgeable and helpful with getting us across the 'finish line' so to speak. The fact that we were out of the country during a good part of the process didn't stop John's team from communicating with us as necessary and moving the process forward in an efficient manner. In summary, we were exceptionally pleased with the service we received and will not hesitate to call upon John's team when we the need arises and certainly will be referring our friends and family to John's team when they are in need the services rendered by John's team. BIG THANKS to John Clark's wonderful team!!”

— Kirk J from Fulton, MD

“John, Dana, and his team are absolutely fantastic. My husband and I are first time home buyers and they made this process extremely smooth for us. We are grateful to have worked with such a great team. John is kind, knowledgable, and compassionate. He provided us with a ton of information and helped us choose the best option for our situation. He was always one step ahead and had everything done on time. Thank you John and Dana for everything! We appreciate it and have no idea what we would have done without them. We highly recommend John, Dana, and his team!”

— Morgan W from Wimauma, FL

You Are Not Just a File Number

At Momentum, you work directly with licensed professionals who know your name, your situation, and your goals. No call centers. No handoffs. Real people who want to see you close.

Teams Section Component

John Clark

CEO-President

John Clark is the visionary founder and CEO of Momentum Mortgage. With over 20 years of entrepreneurial success in real estate and finance, John brings deep industry insight, sharp market instincts, and a bold commitment to transformation. He leads Momentum’s long-term vision, strategic planning, recruitment initiatives, and business partnerships—while also driving the company’s branding, education, and national expansion. Known for his high-energy presence and people-first leadership style, John is passionate about empowering mortgage professionals with the tools, support, and autonomy they need to build wealth and scale impact.

Ashley Clark

EVP Mortgage Originations

Ashley Clark is the EVP of Mortgage Originations at Momentum Mortgage, where she leads the national sales strategy and oversees branding, marketing, training, and recruitment. With years of hands-on experience as a Loan Officer Assistant and a deep understanding of both borrower experience and team growth, Ashley is the driving force behind MMG’s LLOA program and MMG’s social media presence. Her ability to blend creative marketing with operational rigor makes her an essential connector across sales, marketing, and operations. Ashley brings a collaborative spirit and relentless dedication to helping loan officers thrive in a tech-forward, people-first environment.

Corrie Lawson

EVP Corporate Operations

Corrie Lawson is the EVP of Corporate Operations at Momentum Mortgage, where she leads the firm’s multi-state licensing strategy, manages lender and processing relationships, and oversees human resources operations. With a track record of excellence in operations, Corrie is known for her thorough execution, organizational discipline, and ability to juggle high-volume, high-stakes projects with grace. She ensures MMG stays compliant, scalable, and prepared for growth—while also championing a culture of trust and accountability. Corrie is a people-first leader who thrives on building relationships and driving clarity across complex business systems.

Ready to Start?

Your pre-approval is 90 seconds away.

Get Pre‑Approved

Home

Get Pre-Approved in
90 Seconds